• Borrow: A City loan is a simple way to borrow, with a fixed interest rate that’s personal to you. We could tell you what your loan rate is before you apply – without it affecting your credit score.
  • Online: Apply in Online Banking or City Mobile Banking – most people apply in less than 10 minutes.
  • All loans: All loans are subject to status. Early settlement fees apply.

Borrowing to suit you

Whether you’d like a loan to finance home improvements, consolidate debts or simply buy something special, we’ve got borrowing options to suit you. Subject to status.

Car loans

Driving a better deal with a loan

When it comes to buying your next car, knowing you’ve got the money in your back pocket can help you get a better deal.

Loans are subject to status. Early settlement fees apply.


How to consolidate your debt


All your debts in one manageable loan

If you’ve borrowed from different lenders, a debt consolidation loan could help you take control of your finances and keep track of your money.

Home improvement loan

Spruce up your property

Whether you’d like a new kitchen, or want to give your lounge a new lease of life, this loan is designed to help you get more from your property.


Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.


Top-up loan

Already have a City loan but could do with a little more? You may be able to top it up or get an additional loan.